What does an Aflac Cancer Policy pay for?

What will Aflac pay for?

What does the Aflac Accident Advantage policy include? A wellness benefit payable for routine medical exams to encourage early detection and prevention. Benefits payable for fractures, dislocations, lacerations, concussions, burns, emergency dental work, eye injuries, and surgical procedures.

Does Aflac cancer policy have a wellness benefit?

The above example is based on a scenario for Aflac Cancer Care – Select that includes the following benefit conditions: Physician visit (Cancer Wellness Benefit) of $40, bone marrow biopsy (Surgical/Anesthesia Benefit) of $125, NCI Evaluation/Consultation Benefit of $500, Initial Diagnosis Benefit of $2,000, venous …

Does my Aflac cancer policy have a death benefit?

Carcinoma In Situ Benefit Aflac will pay $2,000 upon a Covered Person’s Onset Date of Carcinoma In Situ. This benefit is payable once per Covered Person, per lifetime. Cancer-Related Death Benefit Aflac will pay $5,000 when a Covered Person suffers a Cancer-Related Death.

What exactly does Aflac cover?

Provides a lump-sum cash benefit if you’re diagnosed and treated for a covered critical illness event. Helps ease the financial burden associated with hospital stays due to a covered accident or illness by providing cash benefits. Provides benefits for covered dental exams and procedures.

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Does Aflac pay for lab work?

LABORATORY TEST AND X-RAY BENEFIT: Aflac will pay $35 when a Covered Person requires, and incurs a charge for, a laboratory test or an X-ray. The laboratory test or X- ray must be performed in a Hospital, Medical Diagnostic Imaging Center, Physician’s office, an Urgent Care Center, or an Ambulatory Surgical Center.

How much will Aflac pay me for a colonoscopy?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

How much does Aflac pay for wellness check?

Wellness Benefit After the policy has been in force for 12 months, Aflac will pay $60 if you or any one family member undergoes routine examinations or other preventive testing during the following policy year. Eligible family members are your spouse and the dependent children of you or your spouse.

What is the waiting period for Aflac cancer policy?

The rider contains a 30-day waiting period. If a Covered Person has Internal Cancer or an Associated Cancerous Condition diagnosed before coverage has been in force 30 days from the Effective Date, you may, at your option, elect to void the rider from its beginning and receive a full refund of premium.

How do I get my money from Aflac?

Use Aflac SmartClaim to get paid fast.

  1. Direct Deposit allows you to get paid fast.
  2. Click Direct Deposit and follow the instructions for registration.
  3. Please allow one business day for Direct Deposit enrollment to take effect.
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Do cancer policies have a death benefit?

Luckily, the answer to this question is usually yes. Most insurance policies today will indeed cover a death caused by cancer, so your loved ones will be financially protected after you’re gone.

Does Aflac have a death benefit?

ACCIDENTAL-DEATH BENEFIT: Aflac will pay the applicable lump-sum benefit indicated below for an Accidental-Death. Accidental-Death must occur as a result of an Injury sustained in a covered accident and must occur within 90 days of such accident.

How much does Aflac pay for cancer wellness benefit?

CANCER SCREENING WELLNESS BENEFIT: Aflac will pay $40 (A-75100-FL) or $75 (A-75300-FL) per calendar year when a charge is incurred for one of the following: mammogram, breast ultrasound, Pap smear, ThinPrep, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 …

How much is Aflac accident per month?

* Starting at $25 per month is based off an average annual premium of $349.44 for Individual Accident Insurance coverage for industry classification A for a policyholder aged 18-64 in the state of CA.

How long do you have to have Aflac before you can use it?

Both the policy and the rider must remain in force for five consecutive years for you to be eligible for the Aflac Value Benefit. If the rider is issued after the Effective Date of the policy, the initial consecutive five-year period begins on the rider Effective Date.